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FINANCIAL OPTIONS


1)  Fair Market Value Leasing

•    Lowest monthly payment compared to other lease options

•    May qualify as operating lease for off balance sheet financing

•    Lease end options:  Return the equipment, re-lease the equipment
or buy out the equipment at its fair market value



2)  Dollar Buy Out Leases

•    Full financing with purchase at lease end

•    Qualifies as capital lease for accounting purposes



3)  Conditional Sales Contract Financing

•    Allows for passing of title up front

•    Allows for special depreciation categories from time to time



Through these and/or other options, IndCom will structure a financing plan to meet the specific needs of your business.